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300 W. Davis, Conroe
Conroe, Texas 77301

Business Hours
Monday- Thursday 7:30am-5:30pm
Friday 8am-5pm

Phone: 936.522.3100

Flood Insurance

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Since Conroe enforces the rules necessary to participate in the National Flood Insurance Program (NFIP), properties in the City are eligible to purchase federally backed flood insurance. In addition, the City participates in the Community Rating System (CRS) program, managing its floodplain to stricter than minimum NFIP standards.  Properties in the City are thus eligible for a CRS premium discount on flood insurance.  When speaking to your insurance company, refer them to this webpage or to our Flood Safety Information brochure.   By law, any structure in the floodplain with a federally backed mortgage is required to be covered by a flood insurance policy.

Property outside the 100-year floodplain is not required to be covered by insurance to qualify for a federally backed mortgage. This does not mean these properties are free from risk of flooding.  Federally backed flood insurance is also available for properties outside the floodplain, generally at significantly less cost than for those in floodplain. Flood insurance is also available for renters. Be aware that homeowners’ and renters’ insurance may not cover losses or damage due to flooding.

Planning early for the purchase of flood insurance is important!  It normally takes 30 days after purchase for a flood insurance policy to go into effect.

Everyone at Risk 

For further information try the following links:

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